The Trust Trap

AI is not a tool or a colleague, yet it behaves a bit like both, which leads us into a trap. Most people who have been working with AI recognise “The Trust Trap” immediately when I show it to them. Very few intuit the way out.

01  /  0:00

Not a tool, not a colleague

It borrows qualities from both camps, so neither instinct gets you very far.

If you have been using AI for any amount of time, you have probably discovered that the relationship is not quite the same as the one you had with a simple piece of software. And despite all the science fiction promises, it is certainly not a trusted colleague or a friend.

Because it exhibits qualities from both of these camps, you cannot relate to it like Excel, and you cannot relate to it like a person, and either way you do not get the most out of it. It can be frustrating, sometimes spectacularly so.

So I have been on a mission to work out how to get the most out of working with AI, and how to do that in a way where you still feel relaxed and in control. Through a mix of observation, research and consulting in industry, I have come to identify some specific cognitive dynamics that hold most of us back from a sustainable, healthy and productive relationship with AI.

02  /  1:20

The trust trap

Good results buy trust. Trust buys hand-over. Hand-over costs you the judgement you needed to tell the difference.

I call this the trust trap. Pretty consistently, when I show it to anyone who has been working with AI for a while, they say: yes, that is me.

Start near the top. You get good results, so you trust the AI more. You hand over more, you practise less, you scrutinise less. Soon you begin to lose the ability to tell what merely looks good from what actually is good. Then the results fall over, and your trust falls with them. As you take the work back, your judgement comes back too. You can hold the work to account again, you get good results again, and the cycle repeats.

Diagram of the trust trap cycle, with cognitive load and cognitive debt shown as bars
The cycle. Trust rises through good results, then hand-over erodes the judgement that produced them. Cognitive load and cognitive debt move underneath the whole thing.
03  /  2:15

Why “just stop using it” is not the answer

Skills do come back. That is the finding, and it is not much use in 2026.

One of the ways out of this model has been studied since the early days of automation, when people first started to realise that de-skilling was happening. You can stop using the tool entirely. Things do come back, and fairly quickly.

Unfortunately it is not much of an option now. It comes with a certain feeling of guilt, or your boss says you really ought to be using AI, there is a lot of potential here. And if you are only ever in fits and starts with the tool, you are not learning to use it well either.

04  /  3:14

Cognitive load, and cognitive debt

Debt is not only the big losses. It is every small decision you did not make.

Two things move as you ride that cycle. Cognitive load is how much of your capacity is being eaten into: your ability to think, to hold several things at once, and to solve complex problems. Cognitive debt is the de-skilling itself, in big ways or small.

The big version is obvious. Use a calculator long enough and you stop practising arithmetic. But there are small versions everywhere. Any time AI sets up a file system for you, creates the directories and names the files, and you let it do the deciding about what goes where, you have to go back and reconstruct what it was thinking before you can check what is in those files. That is a small amount of cognitive debt, incurred just by letting it name and structure things for you.

05  /  4:29

The way out is externalisation

Checklists, artefacts, tooling and rituals: things you can rely on whether or not the AI is reliable.

What I propose, and what the research supports, is that externalisation improves results across all kinds of domains. Simple checklists. To-do lists. The wider idea of distributed cognition, where the artefacts you create and then update over time carry some of the load for you.

And the more you handle the load while staying in control, checking the work and checking it through tooling, the more you ride the good part of the trust cycle rather than the trap.

The trust trap diagram with an update methods and tooling step added inside the cycle
Methods and tooling cut across the cycle. The point is to break it without simply doing more by hand.
06  /  5:15

What we measured

237 knowledge workers. How much trust you extend, against how much control you keep.

Four dimensions shook out of this. How much you keep in control, which we call cognitive sovereignty: staying independent of the tool rather than dependent on it. How much you trust the tool, whether or not that trust is always merited. And the cognitive load and the cognitive debt you might be incurring.

So we measured it. We surveyed over two hundred knowledge workers, with questions that map specifically onto load, debt, sovereignty and trust, and plotted the result. There is a continuum, of course. To be able to talk about the dynamics at play, we gave the regions labels: Partnership, Vigilance, Execution and Pragmatism.

Scatter plot of 237 respondents by trust extended against control kept, divided into four labelled quadrants
Each dot is one respondent. Trust extended on the horizontal, control kept on the vertical. The labels are there so the dynamics can be discussed, not to sort people into types.
07  /  6:29

Your posture is not your job title

Largest gap nine points. Chi-square p = 0.46.

One of the findings that was interesting is that these four descriptors are not job role dependent. Coming from a long background in software development, I would certainly have thought that technical roles would have a different posture profile from the general population. That is simply not true.

Across 197 respondents, technical and non-technical knowledge workers spread across the four postures with a largest gap of nine points, chi-square p = 0.46. At this sample size, that is a null result. So this is not telling you what your job is. It is telling you where you land right now, in relation to your trust and your cognitive sovereignty.

Bar chart comparing posture distribution for technical and non-technical respondents
Posture is not a job description. Technical and non-technical respondents spread across the four postures almost identically.
08  /  7:11

We built the trap as a machine

One simulated worker’s orbit is about the size of the whole population’s spread.

We modelled this as a finite state machine: a set of states and transitions across the positions you might occupy inside the trap. As we did, something interesting fell out. Because we modelled a delay in recognising that bad work is bad and that good work is good, and a delay in reclaiming your sovereignty, the model oscillates. It produces a kind of elliptical orbit, an oval shape that will look familiar.

Overlay that orbit onto the plot of the evidence we found and it tracks the same region, the same shape, at about one standard deviation. That is within the core group of where people typically land.

Two things follow. The oscillation is self-sustaining, so with no intervention, cycling is what this model does by default. And the fact that a single simulated worker covers roughly the spread of the whole population begs a question, which we are now testing directly by re-polling the people who took the assessment earlier.

You can run the machine yourself, and see the detail behind it, on the posture machine page.

The survey scatter plot with the simulated elliptical orbit drawn over it at about one standard deviation
The simulated orbit, drawn over the real responses. One simulated worker, 200 consecutive tasks, at roughly one standard deviation of the observed spread.
09  /  8:13

A snapshot, not a personality type

Every posture has a dark side, including the one in the top right.

What this may indicate is that the spread is not permanent to a person. The assessment is designed to give you a sample of a moment in time, of how you are doing now. People may move across these postures over time.

So it helps to treat the postures as neither inherently good nor bad. We always think of up and to the right as the goal, but in reality each of them has a potential dark side. You can cede sovereignty inappropriately. You can lend trust inappropriately. And by finding better ways to relate to the tools, using external methods, systems and approaches, you can mitigate the fundamental downsides of each.

10  /  9:29

Keeping you and the AI on the same page

You externalise. The AI externalises too. The work is keeping the two in sync.

There is a lot more that we are doing with all of this, mapping which kinds of externalisation work best. Because you are not only externalising your own outcomes and the next step for whichever agents you might be delegating work to. The AI itself is also externalising. Beyond its working memory within a session, it needs to create documents and artefacts for itself.

So how do you keep all of that in sync? How do you take enough control of the situation that you and the AI are quite literally on the same page as you work? We are proposing taxonomies for exactly how to do this, and for improving executive function: your own ability to plan and carry out steps in relationship with AI, so that AI is helping you while you retain control and stay out of debt.

Diagram of distributed executive function, showing shared and individual context held on both the human and AI sides of the boundary
The same context, held twice, on both sides of the boundary, and kept in sync. This is the taxonomy we are proposing for further research.
11  /  10:37

What “effective” should actually mean

Doing more, and staying relaxed and in control while you do it.

We are working on definitions of effectiveness with AI that make sense and that can even be quantified, so you can start to understand both sides of the equation. Yes, doing more. But also staying relaxed and in control, doing the right things, and being able to trust, even though AI is imperfect, that you and the AI together have done those things correctly.

DRIVE is the simple model we use for the phases of working with AI in the loop, so that a bank of best practice becomes something you can apply intuitively, in the moment.

The DRIVE model: Decide, Request, Iterate, Validate, Evolve
DRIVE. Decide what done means, request with intent and context, iterate and steer, validate against your criteria, then evolve the tooling and the practice.
12  /  11:29

Getting out of the trust trap

Rituals and systems you can rely on, whether or not AI is reliable.

Ultimately the goal is to support people in getting out of this trust trap. To be able to use external tools and approaches, rituals and systems, that they can rely on whether or not AI is reliable.

Work on this with your team

I run group readouts and workshops: a whole-team picture of where people actually sit, and practical exercises to lift the group’s approach to making AI work for them. If that would be useful to you, get in touch and we can talk about what your team needs.

Get in touch about team workshops

Or find out where you stand today

The cognition assessment is free, anonymous, takes about eight minutes, and it will not flatter you. You get a detailed report on where you land against this model, and where the opportunities are.

Take the assessment

Related: The Posture Machine, the simulation

References

The de-skilling loop (the “trust trap” mechanism)
Rinta-Kahila, T., Penttinen, E., Salovaara, A., Soliman, W., & Ruissalo, J. (2023).
The Vicious Circles of Skill Erosion: A Case Study of Cognitive Automation.
Journal of the Association for Information Systems, 24(5), 1378-1412.
doi:10.17705/1jais.00829

The original automation-deskilling argument
Bainbridge, L. (1983). Ironies of Automation. Automatica, 19(6), 775-779.
doi:10.1016/0005-1098(83)90046-8

Cognitive sovereignty, and the Sovereignty Trap
Klein & Klein (2025). Frontiers in Artificial Intelligence, 8:1719019.
doi:10.3389/frai.2025.1719019

Cognitive load degrades trust calibration
Chen et al. (2026). Human Factors. doi:10.1177/00187208261477486

Unaided performance after AI help, and the fact that people cannot detect the loss
Bastani et al. (2025). Generative AI without guardrails can harm learning:
Evidence from high school mathematics. PNAS, 122(26). doi:10.1073/pnas.2422633122

Offloading: the benefits, and the cost of losing access
Risko, E. F., & Gilbert, S. J. (2016). Cognitive Offloading.
Trends in Cognitive Sciences, 20(9), 676-688. PMID:27542527

Externalisation changes what you can get wrong, not just what you can remember
Zhang, J., & Norman, D. A. (1994). Representations in Distributed Cognitive Tasks.
Cognitive Science, 18(1), 87-122. doi:10.1207/s15516709cog1801_3